Facing the crisis of insurance in Miami and beyond: polycentric strategies for a risky world

Cover image: Report on the 2024 Miami-Dade Property Insurance Strategy Forum

Tl;dr– Check out the report on the 2024 Miami Dade Property Insurance Strategy Forum, now available on Insurance for Good. In this post, I’ll tell the story of how the strategy forum happened in the first place, and share my own takeaways from it.

Cover image: Report on the 2024 Miami-Dade Property Insurance Strategy Forum

When people learn that I’m from Miami, they sometimes ask me how long we have until it’s under water. I always respond that long before it’s actually flooded, the real estate market will sink under the collapsing insurance market (and with it, perhaps our entire economy). I’m not just a lone Cassandra here; at least some people well-established in the real estate and insurance sectors have been warning us about this for years. We’re already seeing this future intrude into our present: premiums in South Florida are climbing in many cases about 20% a year – and given the damage from Helene and Milton, we can expect that climb to accelerate next year. At this pace, most people simply won’t be able to afford insurance here within the next decade. So even if our decades-long lucky hurricane-miss streak holds, we’re already well on our way to being in over our heads.

Talking about this stuff doesn’t exactly make me popular in Miami’s social scene. It’s hard to imagine a culture less suited for this kind of foresight than our fast-fashioned, pleasure-centered, disposable Magic City. But there are at least a couple dozen other people out here thinking about our actual future, and it hasn’t been hard for us to find each other. A significant fraction of that tiny subculture participates in a book club about climate change and Miami that I have helped facilitate for years. (We started in 2020 with the publication of Ayana Elizabeth Johnson and Katharine Wilkerson’s All We Can Save; and we just last month finished the good Dr Johnson’s second book, What If We Get It Right?, an excellent and let’s just say poignant post-election read.) 

One of our book club’s longstanding members is Kate Stein, who was a local journalist covering climate issues when I first met her while attending some (bleak!) City of Miami “sea level rise commission” meetings. Kate later served as the city of Surfside’s first sustainability and resilience officer, right around the time of the terrible condo collapse there. From these harrowing experiences, Kate followed her nose into graduate studies in risk management at the London School of Economics – and now works at WTW, one of the global insurance brokerages headquartered in London.

Forum organizers, organizing over bagels: Kate Stein (left), Wallis Greenslade (center), and me.

Last year I was visiting London and caught up with Kate over breakfast at Dishoom. It wasn’t long before I expressed some cynicism about the state of the insurance market, to which Kate responded with her characteristic optimism. “There are things we can do,” Kate insisted to me. She believes that there are various ways that governments, insurance companies, real estate developers, and other institutions could be working together to facilitate adaptation and risk management more effectively. “We just don’t have any opportunities to get together and talk to each other.”

Well that, I said, is something I can help with.

Photo of group conversation at the Miami Property Insurance Strategy Forum. In this photo, participants are in discussion with representatives from the Florida Office of Insurance Regulation.
Forum participants in small-group discussion with representatives from the Florida Office of Insurance Regulation (among other groups around the room). Image credit: Miami-Dade County

Creating a participatory event

Kate and I didn’t actually sketch our plan out on a napkin, but we might as well have: a multi-stakeholder forum in which participants could learn about different perspectives on the property insurance industry crisis and imagine ways to address it. We would focus on Miami, where Kate and I have a critical mass of personal and professional contacts – and where the crisis appears to be most acute.

Over years, in the health and human service sectors and various civic technology circles, I’ve learned about the precious value of well-designed spaces that enable people to get together to talk. I don’t mean conferences or seminars or even “roundtables”; any event that involves most people sitting in an audience with one to four people on stage usually leaves most participants spending most of their time just tuning out what’s being said at them, while waiting for the coffee break when they can actually talk to each other. With mentorship from Aspiration and Fabriders and various others, I design processes under the principle of peer-based participation: we learn about difficult issues best when we engage socially, in conversation with and relationship to each other. (Aspiration’s whitepaper is my go-to encapsulation of this approach.)

So my proposal to Kate was simple enough: at least one full day (ultimately, we made it two) of discussion among industry experts, government officials, researchers, and housing advocates, all discussing the challenges of property insurability amid rising risks of extreme weather and sea level rise. No panels, no presentations – just small group dialogues.

Event MC, Allen Gunn (AKA Gunner) of Aspiration. Image credit: Miami-Dade County

We took a month to let our napkin-sketch idea germinate into a one-pager, and then we approached our local contacts to see who might be interested in it. It didn’t take long before we heard positive responses from people who worked for Mayor Daniella Levine Cava.

Mayor Levine Cava is more or less my favorite vote I’ve ever cast for an elected official – and her administration has done some great work on related issues, such as efforts to improve the County’s “Community Rating” Score for flood insurance. Her office told us that they know property insurance is an increasingly urgent issue for their constituents, but one in which the county mayor’s office has little if any direct leverage. So the prospect of convening experts and stakeholders appealed to them as a practical step that could lead to promising new opportunities for action.

The resulting event – the 2024 Miami-Dade Property Insurance Strategy Forum – was one of the most challenging and rewarding projects I’ve ever worked on. It took about one year from the morning of my breakfast with Kate to the day we kicked off the convening. It took about three more months to synthesize the outputs into a shareable report. (These things take time; we have to figure out how to speed it up.)

Our report has now been published by the new initiative Insurance for Good, whose co-founder Carolyn Kousky was an early advisor in our process of designing the event, and an active participant whose facilitation helped make it a success. You can read it here: https://www.insuranceforgood.org/miami-dade

A snapshot of notes from our discussion of the “long-term big picture” on the first day of the Forum.

What we learned

I learned more than I ever wanted to know about the insurance industry through this process. (This sentiment was echoed by many attendees!) Months later, here are my most significant lessons:

The stakes are so high – probably higher than you think. The actual risks posed to coastal property – especially in South Florida, built on paved-over limestone – is way higher than the levels reflected in insurance premiums (even after recent increases). As insurance companies adjust to reflect emerging understanding of climate hazards, many Florida residents are either “going bare” (foregoing coverage entirely!) or taking refuge with Citizens, Florida’s public option for property insurance. But Citizens will likely not be able to pay back all of the claims that will result if a major hurricane directly hits a major population center – and it’s not entirely clear what would happen then. Given that Citizens insurance is to a large extent backed by reinsurance, which is in large part financed through catastrophe bonds (invented in the aftermath of Hurricane Andrew!), which are in turn folded into derivative financial instruments and then leveraged by all kinds of capital markets around the world, from hedge funds to pension funds and… well, it all starts smelling like a gnarlier sequel to the 00’s subprime mortgage crisis. (Meanwhile, what about all those homeowners simply going without insurance? If we don’t find ways to prevent property insurance from becoming a luxury good, we’ll see large swaths of society simply become dispossessed after every extreme weather event… which in a world of climate chaos will lead us into a kind of social order radically different than our own, probably best described as neo-feudalism.)

There are short-term opportunities for specific actions that can make the property market more effective in incentivizing adaptation and decelerating the rise in premiums (though probably not lowering them). Our report highlights a range of potential policies and programs that state and local governments can implement to incentivize risk mitigation interventions that in turn decrease premiums; data infrastructure that can generate more accurate and useful knowledge of risk and mitigation measures, resulting in smarter choices from public to private sectors; and new insurance products that might fill some gaps in the failing market, like offering event-triggered recovery funds to entire communities through parametric insurance.

A screenshot of a table from page 23 of the report, summarizing the range of innovation approaches that could correct for property insurance market failures. To read the text in full, see the report here.

In the long term, most of these short-term fixes will be insufficient to prevent market failure. Indeed, it seems like we need to entirely reimagine insurance as a “social technology,” as our intrepid event co-facilitator Wallis Greenslade describes it. As even some industry executives will tell you, insurance just wasn’t designed for a world in which the risks of mass catastrophe are rising every year. Yet in a world where the long retreat of public sector capacity is met with rising sea levels and accelerating climate chaos, more and more decisions about where and how we live will be governed by insurance markets. That’s where our options will be laid out as to what can get built, or rebuilt. So this social technology will have to evolve into new forms if we are to avoid collapse. (See page 8 of the report for a summary of participants’ analysis of the range of long-term possibilities and our options for response.)

The word “polycentricity” is intimidating to many people, but I was pleased to find that attendees at this event loved it. People in that room understood that “governing the insurance markets” isn’t something that can be undertaken by any one single entity; neither state or federal government. Rather, this crisis is truly distributed in nature, spanning local, regional, national and global scales, with sites of decision-making scattered across public and private sectors, and opportunities for intervention to be found in still other places like civic and industry associations. Polycentric problems require coordination capacity – linkages between jurisdictions, among planning bodies, across sectors. We heard that there is energy for taking action locally, and statewide, and also in the insurance industry – but it’s not clear who should be responsible for coordinating such action. We need new kinds of institutional structures that can facilitate the design, implementation, and adaptation of polycentric strategies

For events, less is more. We put a lot of work into planning this event and synthesizing the outputs from it, but much of that work was just preparing people to expect less of what typical events normally offer, and getting them ready to embrace more of what they actually want: focused conversations, facilitated by peers, on topics suggested by participants. Two days is a lot of time to ask of busy people, but the feedback we received was almost universally positive – because we valued that time. Respecting people’s time looks like minimizing the amount of it that is spent being talked at, and instead maximizing the amount of it that they spend talking (and listening) to each other

We need more than events to make real progress. An exciting array of potential action items emerged from the Miami forum, and some of them are getting traction through self-directed efforts of participants who are moving ideas forward into the world. We know that this won’t be enough; the opportunities for change will demand capacity for action. But getting together is a good place to start. 

Where do we go from here?

As soon as we’d hosted this event, we heard from people in other communities who are interested in convening similar dialogues. As the Insurance For Good project conveys, this is a conversation whose time has come.

Is this just a passing moment, or will we find abiding interest in deliberative processes across many communities and over a long period of time? The stakes are high enough that I’m eager to find out. I’m already supporting planning processes for similar events in other communities (while upholding my longstanding commitments to initiatives in the health and human service sectors). So if you’re interested in talking about property insurance and risk transfer in your community (here in Miami, or anywhere, really), please get in touch!

Workshopping with Patricia Gómez, Miami-Dade County’s Interim Chief Resilience Officer. Image credit: Miami-Dade County

Many thanks!

Once again I want to thank the many people who made this happen: Kate Stein of course, and co-organizers Galen Treuer and Wallis Greenslade. It was a real treat to finally co-facilitate an event with Gunner, to whom I am so grateful for a decade of mentorship; and many thanks to the whole team at Aspiration for their support. Of course the success of this event was driven by the leadership of Mayor Daniella Levine Cava and her teams at the Miami Dade County Office of Innovation and Economic Development and Office of Resilience, and other leaders across the county and city governments who helped the event succeed. Lastly, many thanks to Nikisha Williams at the Miami Foundation for their support in publishing the report.

02. December 2024 by greg.bloom@gmail.com
Categories: Just Transition, Miami | Tags: , , | Leave a comment

Something is not necessarily better than nothing: Introducing the Principles of Equitable Disaster Response

Last week, a distributed team of community organizers published the Principles of Equitable and Effective Disaster Response. This is a document that we’ve developed through a series of in-person convenings and distributed rounds of feedback over the past two years. (You can review and comment upon the original draft here.)

We first articulated these principles with natural disasters in mind, but now – with a pandemic emergency upon us – we’re sharing them in hopes that they may be useful for people and communities that are mobilizing to respond to this new global crisis. 

Below I’ll share some backstory on how I came to be involved in producing this document, and why I think it matters.

Hard Lessons from Hurricane Irma

During the week before Hurricane Irma in 2017, I started up the Irma Response slack which quickly grew into a virtual network of about a thousand ‘digital crisis responders.’ As a network, we did some things that I’m proud of

In the end, the storm swerved past Miami-Dade. The disaster never quite happened (to us, anyway). Nevertheless, this experience was sobering for me. 

First and foremost, I saw firsthand how our institutional systems were almost universally ill-prepared to respond to this crisis. From governments to nonprofits, it was bleak: poor plans, poorly coordinated and poorly communicated. (The number of shelters were woefully insufficient; the evacuation order came late and left tens of thousands jammed on roads as the hurricane approached; the government and the Red Cross blamed each other. I never did find out what the Florida VOAD — Voluntary Organizations Active in Disaster — was supposed to be doing, let alone what it actually did. Etc.) 

I also saw how readily regular people from all over the country and the world rallied to help online. This swarm of support was initially exhilarating, then eventually exhausting and frustrating. I saw alarming gaps between these digital responders’ good intentions, their ideas, and the reality of what people needed on the ground. 

Most importantly, I saw how the most urgent and appropriate responses to the situation came directly from communities that were most vulnerable to this crisis. Local leaders like Vee Gunder were the first to respond in the communities, with the clearest line of sight to what was needed, and the strongest connection to the people in need — and they would still be there working after the attention withered away. Amid all the attention paid to either the mistakes of the formal institutions, and to the flashy websites and data visualizations produced by the network of civic hackers, these voices were the most important — yet the hardest to hear.

The Crises of Network-Centric Crisis Response

Since I started the Irma Response network, I felt some responsibility for the things happening in it. 

In the week before the storm was projected to hit, I found myself spending 18+ hour days tending to the network. An enervating portion of that time entailed responding to crises that were precipitated by our own crisis responses. I intervened when I found people putting out information that could put vulnerable Florida residents (like undocumented residents or disabled people) in danger. I interjected when I found people hacking on “first thought best thought” applications that — if they’d ever be used at all — would waste a lot of time and energy, and maybe even make a messy situation worse. I spent hours a day asking why people were doing various things, and asking people to reconsider whether those things really ought to be done.

The most common response I got was: “well we have to do something!” And I’d have to point out that this was not actually true. 

These were difficult conversations. Everyone involved had the best of intentions. They were volunteering their time, out of care for people in danger. They did not feel like there was time to waste in “philosophical discussions,” and they did not feel like we should be “political.”

And at a glance one could understand where they were coming from: with no money and a matter of days, our network built websites, and generated data visualizations, that looked way better than those produced by government agencies and giant organizations with multi-million dollar budgets and timescales of years. Our digital products loaded faster. They were ‘user friendly.’

But just because they looked better, loaded faster, and felt nicer to click on, did not mean they were delivering more appropriate information. 

Likewise, someone could (and did) build an app to dispatch random volunteers to “rescue” people in need — and many people volunteered for such rescues. But should we have been encouraging random untrained and unaccountable volunteers to travel by boat (or, in one case I heard from someone in the field, by jetski) to try to rescue vulnerable people? The answer did not seem obvious to me.

Yet we lacked shared criteria with which we — as a community — could critically evaluate what we could do, in order to figure out what we really should do.

Re-aligning Responses Around Community-Centric Leadership

By the day before Hurricane Irma was projected to hit us, I was at my wits’ end — hardly sleeping, dropping balls, losing my temper. The network managed to stay together because of last-minute assistance from a handful of people who had experience facilitating network-enabled, community-centric crisis response. These organizers knew what problems to anticipate, and who knew how to cope with those problems. They helped us bring some order to the sprawling Irma Response network, established documentation for every project within it, and applied a framework to define each project’s objectives. 

In the end, Irma swerved around South Florida and hit other parts of the state where we had less of a connection to the community; the main thing we did was help raise money to be distributed through a local foundation. Then things went back to normal all too fast. But the lessons stayed with me. 

In the months and years afterward, I stayed in dialogue with that network of organizers.

We convened a series of “Crisis Convenings” hosted by Public Laboratory, attended by organizers from Occupy Sandy, Harvey, Irma, Maria, and Katrina, among others. We shared stories of our own experiences, and found a range of commonalities. In between these events, we shared outputs with broader networks of organizers to solicit their feedback too. 

Handmade zine from the 2018 Crisis Convening hosted by Public Lab in Newark, NJ.

Broadly, there were three themes that emerged through this process:

  1. The institutions tasked with responding to crisis tend to fail in their responsibilities to provide effective information, resources, and support — especially to communities that are not wealthy and powerful.
  2. The ad hoc networks of ‘digital humanitarians’ that emerge in response to any given publicized crisis tends to generate more light (visibility) than heat (impact) — and sometimes, their good intentions result in wasteful or even harmful mistakes. 
  3. The most urgent, important, and potentially transformational leadership comes from impacted communities themselves, in which people with firsthand knowledge and longstanding relationships work together to solve their problems. 

Across our network(s), the lessons were clear: the failures of formal institutional disaster responses (#1) and emergent ‘digital humanitarian’ disaster responses (#2) can best be corrected by re-aligning their power relationships to center community-based leadership (#3). 

We agreed that these insights should be easier to share, so that — in the words of Willow Brugh — “we can at least make more interesting mistakes next time.”

So we reviewed existing statements of principles that had already informed our work or emerged from it. Personally, I’ve long aspired to uphold the principles of the Allied Media Projects and the Detroit Digital Justice Coalition. Some of us had helped articulate the principles of Occupy Sandy and Mutual Aid Disaster Relief. We also found Movement Generation’s Principles for a Just Transition, and thought hard about whether we really had anything new to offer. We listened deeply to organizers from Puerto Rico about how the botched response to Maria is inextricably tied up with a tragic history of colonialism and exploitation. 

Ultimately we concluded that we could build upon this body of wisdom by offering a specific framework to guide those who might ask: 

“What should we do NOW in this crisis?”

The resulting principles are designed to be immediately readable at a glance, yet one can unpack layers of insights within them and challenges among them: 

1) Ask — and listen. We support those who most directly experience the impacts of crisis, and we act in response to their expressed needs.

2) Distribute Power. We promote strategies that effectively distribute information, resources, and decision-making ability, so that people can most effectively adapt to their local circumstances.

3) Collaborate Strategically. We work with institutions, to the extent that such work is in service of our goals of equity and justice.

4) Seek Appropriate Solutions. We understand that problem solving is an ongoing process requiring varied skills — and while we identify common patterns, every situation is unique. 

5) Use Appropriate Technology. We prefer tools that are simple, accessible, freely usable, and well-documented. 

Read here for some elaboration on each of these. 

If people find this doc useful, I hope it evolves along with that use. Organizers can include it in manuals, and in community forums. You might use it to think through dilemmas that may emerge through your efforts. When there’s disagreement or concern, use it to guide your questions and your assessments.

Above all: this is a living document, and we’d welcome your feedback. 

What happens now, when we’re all in crisis? 

This crisis we’re in now isn’t the kind of thing any of us have had experience with, and I can’t even say those of us who drafted these principles had anything like it in mind. The COVID-19 pandemic is not local; it affects everyone. And it wasn’t quite sudden like a hurricane or earthquake; it unfolded over months, and it’s going to keep unfolding for a while. 

So I don’t immediately know how these principles should apply here. Yet as I’ve watched countless “mutual aid” efforts and civic hacking projects popping up around the country and the world, and participated in a few myself, it’s clear that the principles are just as relevant as ever.

For example, Jen Pahlka — Code for America’s founder — recently called attention to a situation in which something is potentially more harmful than nothing:

Twitter thread from @pahlkadot: 'Important flag for all do-gooders sourcing and mapping covid-19 testing sites. I think we need those lists and maps, but publishing them at the moment may have bad unintended consequences. People may go to them, and in large numbers. The problems there are: 1) they’re leaving the house 2) they probably can’t get tested anyway because there are very few tests available (at least right now) and they need a doctor’s approval 3) they’re likely to end up standing together in lines or crowds  spreading the disease. It’s good to have this information, but right now, also good to think carefully about how to use it. What people need most now is a clear indication of what they should do given what symptoms, which at this point, until there are more tests and and safe systems for scheduling people to come when they won’t be crowded, is often to STAY HOME. Alberta, Canada has a good model for this assessment. http://bit.ly/covidselfassessment. This can be replicated.'

Sometimes it takes some time, reflection, research and deliberation to figure out what should be done.  

We do know that some people are far more vulnerable in this crisis than others. Those who want to do something should let this knowledge focus your attention.

Here’s how you can start: look for the people who have already been helping people who have already been in crisis. Such people are most likely to understand how the crisis is showing up and what kind of response is appropriate. Ask those helpers what they need; listen carefully. Try to build their capacity. Do so using appropriate technology. (New, unproven, and ‘black box’ technology is probably inappropriate. Default to simple, accessible, and when possible nonproprietary tools.) Know that the first answer that comes to mind might not be the most appropriate one. Work with institutions that are already working on the problem, to the extent that those institutions are working (or can be pressured to work) in effective and equitable ways. Repeat.

The root of the word “crisis,” as maytha alhassan once told me, means ‘turning point.’ A fork in the road. A pivotal moment like this can change the story we tell ourselves about our world. As if a veil has been lifted, we can see each other in a new light. As Rebecca Solnit writes in A Paradise Built In Hell, this is the light of people’s spirit, and it’s powerful stuff. It’s so vulnerable though; it’s easy to distort, and easy to snuff out.

We know that every crisis is unique, and also at the same time each crisis relates to and is shaped by a vast intersecting history of other crises. The communities that are most vulnerable to this virus — elders, uninsured, low-wage workers, etc — were already struggling with a failing healthcare system, a broken safety net, etc. Let’s use this as an opportunity to listen to those who’ve been experiencing these crises long before 2020. What’s their vision for a better future? Ask — and listen. Start with that.

I’m grateful to have had the chance to learn through this experience from so many leaders who brought these insights all together, especially Tammy Shapiro at Movement NetLab, Liz Barry at Public Lab, Emilio Velis at the Appropedia Foundation, and willowbl00 at large.

31. March 2020 by greg.bloom@gmail.com
Categories: Uncategorized | Leave a comment

Rest in Power: Dorothy Hawkins

As I need to preface on virtually everything I write, this is better late than never: I want to share some memories of my friend Dorothy Hawkins.

Dorothy was a board member at Bread for the City, my former employer. At the time, she was one of only a couple of board members who actually came from the clientele of our organization. I first met Dorothy while I was getting caught up to speed about the organization’s plans for a major facility expansion: these plans prominently included a dental clinic, in part because Dorothy had strongly called for one.

Dorothy’s dental problems had been escalating for some time — to the point where she was missing most of her teeth, and it was affecting both her health and her job. And she knew that she wasn’t alone. Only one or two other dental clinics in DC accepted Medicaid. It was one of many gaps in the city’s safety net, but one that Bread for the City was clearly in a position to fill. Dorothy had spoken about this with our doctors, and with their encouragement she made it an organizational priority. By the time I came around, it seemed obvious: of course we should have a dental clinic! But it wasn’t always so obvious, especially to other members of the board. Dorothy made it personal. Which is what made it happen.

Dorothy and I had very few things in common, but we got on quite well.

I expressed some surprise when she showed up to one of the Save Our Safety Net Campaign’s long strategy meetings. At this, she cocked an eye and then sweetly dressed me down. “Well I might not make it through the whole thing,” she clarified, “but this ain’t my first rodeo.” She was a labor organizer decades ago, she told me, and she was ready for some trouble. She played an active role in designing that particular action, weighing on on how it might be timed and framed to confront DC councilmembers with publicly visualized choices as to whether to cut funding for services to poor people (vs raising taxes on rich people).

It was harder for me to get her to come out to a much more fun activity: the annual holiday photo session, one of my favorite Bread projects. (At the time, each year was done spectacularly by Steve Goldenberg, and later Jessica Delvecchio.) For me, the holiday photo shoot was a great opportunity to get terrific visual #content. For many of our clients, this was their only chance have a professionally-taken family photo. For everyone, it was a blast. For Dorothy, it was intimidating. She was self-conscious about her teeth.

The first couple of years, she just never made it. When I knew her a bit better (and also knew that we would have to start fundraising around the dental clinic) I promised her no photos would ever be seen by anyone without her approval — and I guaranteed we’d get at least one or two that she’d like. And we did.

Soon after I parted ways with BFC, Dorothy reached out to me. We got lunch. I was grieving for the loss of this community that had been such a big part of my life, and she just held that space with me.

“People have got to feel,” she said. “And when people feel things together, they make things happen.”

By then, Dorothy had a new set of pearly white teeth. That’s what I remember from our last time together: a big grin, full of grace.

24. September 2016 by greg.bloom@gmail.com
Categories: Stories | 1 comment

Our first Liberation Seder

This is likely our family’s last year in our childhood home. None of us are kids any more. But we’re each in periods of serious transition, and I’ve been thinking a lot about rituals (or perhaps the lack thereof, in our newly secular and ever-wired world).

So when my sister and cousin suggested that this year’s Seder be a responsibility assumed by the ‘kids,’ I was quite game.

Months later, the result was this DIY Haggadah, which went over pretty well! Continue Reading →

13. May 2016 by greg.bloom@gmail.com
Categories: Stories | Tags: , , | Leave a comment

Humanism vs Human Services

Years ago, when I first began to consider the possibility of what would later become the Open Referral Initiative, I reached out to my former colleague Matt Siemer with a question.

When we’d worked together at Bread for the City, amid marathon Smiths playlists and recurring Werner Herzog impersonations, Matt had once expressed a strong distaste for the phrase “human services.” At the time I hadn’t really seen the problem. But when I suddenly found myself using the phrase with some regularity, something about it did feel off. I couldn’t put my finger on it (nor did I prefer “social services” for any clear reason). So I looped back to Matt, who had since gone off to study ‘hermeneutics,’ in what I imagined to be a remote stone tower so sky-high and constantly buttressed by clouds that one could simply drink from goblets suspended out of the window.

Matt’s response came all at once (via Facebook message) and left me sitting in silent awe for a while. It has lingered with me ever since, so I eventually asked Matt if I could share it here. Thanks to Matt for his permission, and generally for his weird and wonderful example of how to be a human being.

§

My trouble, if I’m remembering right, was not only with the words themselves (that they inadequately described the group of activities comprised therein), but that calling those tasks “human” services seemed an especially damning reflection of what we thought we were capable of as human beings.

Humanism was once the study of how best to understand each other. The thinking was that conflicts between human beings were largely the result of misinterpretations, and that by fostering a society rich in literature and the arts, people could use those narratives to connect their situations to those of other people and gain greater sympathy for the complexity of our shared condition. Compassion, community, mutual progress and peace were thought to be the logical end of efforts like universal education, public debate, and (above all) acknowledgement that we are all responsible for the welfare of each other. Humanism is often seen as the kernel leading to the enlightenment, democracy, social justice work, and public literacy campaigns. To be human under this rubric meant to strive toward the betterment of all, and to find in that striving a meaning for existing together. To be human meant to carry your part of the burden. I guess when I was younger I was guided by this definition of human, and as a result the idea of emergency assistance of different kinds being described as “human” services left a decidedly rank odor.

For, by contrast, what do we find under our so-named “human” services? The administration of various types of care for low-income people, almost always underfunded, taken on by some only because it hasn’t been appropriately assumed by all. And because there are so many in need and so few accepted models of assistance, too many fall through and the ones assisted are too rarely transformed by the intervention. And though they would like to do more, the few people interested in solving the issue of poverty are being forced to wait until the very last possible moment, when a person is homeless or horribly sick or hungry or mentally damaged, to offer help. What’s human about that—about neglecting widespread distress until it’s virtually unfixable and then handcuffing the people designated to help?

I don’t suppose you would blame me for objecting to labeling such services under a definition of human. Is it human to make hell on earth for other people? Is it human to ignore the basic needs of another body until they become so severe that the person can’t function in normal society? Is it human to have the vast majority of a people reify an economic structure based on the scarcity of currency and then blame the people who can’t access the scarce resource?

What we exhibit, we are. And what we do defines us. Human services are cruel, cowardly, resentful, and ungracious. They exist that way because they’re constructed not for the benefit of those who would like to help, but for those spiteful belligerents who don’t want to see assistance provided until someone is squirming on the ground begging for it. Under this model, solipsists can willfully ignore each other, buying trinkets with cotton paper that has value only because some have it and others don’t. And they will argue and fight to the point of hyperbole to make sure the human race isn’t acknowledged, understood, or cared for.

So call these services “human” if they’re human. But let’s also then define what human means: flawed, callous, meager, tardy, hard-hearted, inadequate, and lack-luster. Let’s call humans a race of sick souls eager to inflict sadness on each other, pitiless and ungracious animals not fit to exploit the gifts their forbearers passed on as the result of mutual labor. And if “human services” are the best effort that we can muster, if that’s the best we can do for each other, then let’s speak of humans as a black stain and keep blameless the minority that would rather work toward our extinction.

I suppose I would have said something to that effect. But that was six years ago when I was still thinking in terms of politics. It could be said now, perhaps more fairly, that the vast majority of people are unintentionally cruel when poverty is an abstraction, but when the reality of poverty reaches them on a visceral level, their reactions are surprising, emotional, compassionate, and occasionally inspired. Human services are as short-sighted and slapdash as any other human effort. They’re not perfect and they never will be. But they exist because a plurality of people still try to understand each other and still act when they meet an injustice. I can’t help but think of all the people whose lives have been completely changed by the Catholic Workers or the unions or Bread for the City or even the federal efforts like SCHIP or SNAP, and I have to acknowledge they have an impact, even if it isn’t nearly what we would all like it to be. In a way, it’s appropriate that efforts to save lives are considered “human” services. They may be the last vestige of a noble effort meant to teach us all how to be human.

— Matt Siemer

10. April 2016 by greg.bloom@gmail.com
Categories: Human services | Tags: , | Leave a comment

Helping Judy and her Son

Judith Hawkins’ family needs help, so please join me in supporting them in this time of crisis. See the crowdfunding page here, or just give in the gizmo below.

As is sadly typical, I’m coming to write about this a bit late, and it looks like the campaign is well on its way to meet its goal — but whatever, this goal is fit for passing. Let’s help Judy’s family heal.

IMG_8725

Here’s some backstory for those who don’t have the privilege of knowing her:

While I was responsible for communications at Bread for the City, I was on the lookout for any media made by members of the communities we were serving. For the most part, the local blogs in Southeast D.C., for example, were written by newcomers who were championing the spirit of their neighborhoods. I knew and liked some of them, and learned a lot from reading their blogs, but also knew that they were generally telling stories that heralded the march of gentrification. Judy and her partner Valencia were two of the only voices I heard telling other stories — in their entirely self-produced mobile talk show, ‘It is What it Is’, which is often playful but also often looks directly at the sense of anger and adandonment and the attendant ills facing people who do not stand to benefit from the progress happening all around them.

It took a while but eventually I found the opportunity to recruit Judy to work on community media and mutual aid projects in the Bread for the City community. I count this as one of the biggest wins of my time there. Wherever she goes, Judy brings both a sharp critical eye and a whole lotta fun. From what little I’ve been able to see of her work in recent years, the ethic of mutual support she brings to Bread for the City southeast — from computer classes to media production to sewing circles — demonstrates an incredibly potent contrast between the dogged work of helping people solve problems on one hand while on the other offering them the time and space and confidence to learn new things and work together. (I think community organizations at their best should promote both, but have rarely seen it happen outside of Bread for the City.)

Fundraising-wise, I’m afraid it’s not super effective for me to be pondering the paradoxes inherent in the process of building solidarity across lines of race, class, etc. The struggle to bridge divergent cultures is real. (Judy made sure, for instance, that us kale-lovers took seriously the vital role of meat in community meals — yet she knows I will never fuck with those vienna sausages.) Even among those who would be allies, the interlocking mechanisms of power around us make it very difficult to engage in things that are pretty basic to building powerful relationships among us, such as speaking with candor. In my experience, those people who are motivated to try anyway are rare and vital. And yet even in those instances, all that ‘is what it is’ still very much is, claws ever out — chaos more readily erupting under foot, and with more cascading devastation.

We have an expanding ability to take actions like this, right here — to call for help beyond the block, across a world. It is one of the few reasons I have hope for the world. And yet beneath that hope, I yearn (and I hope you do too) for something quite different: a world where people’s security won’t hinge upon spontaneous appeals for individualized acts of kindness. That world may not be near to this one, but we can beckon for it. We can entice each other towards it.

19. September 2015 by greg.bloom@gmail.com
Categories: DC | Tags: , , | Leave a comment

Mid-Life Self-Evaluation: okay / sorry / not sorry

I’m turning 34, and reflecting on my path through the world so far. The work I’ve chosen is not getting easier, and one of the few things I miss about having actual jobs is the structure for constructive feedback from colleagues and superiors.

So I put together an evaluation survey (if you’re reading this, I figure you likely know me, so I hope you’ll take a moment to fill it out).

And I also conducted some self-evaluation. Specifically, I took stock of a number of instances in which I received positive or negative feedback, and analyzed it: Do I really consider this positive feedback to reflect a strength? Does this negative feedback carry an important signal? Or is it the kind of negative feedback that one should expect one way or another when engaging in creative disruption, just by nature of the undertaking?

People’s feedback often conveys as much or more about them as it does about you. And at the same time, strengths and weaknesses are weirdly interrelated. So to sort through my reflections, I tallied out in three columns — a kind of plus / delta / deal with it matrix. As I more continue to collect feedback from colleagues and friends, I’ll see what changes. Anyway, see below and let me know what I missed.

Continue Reading →

10. August 2015 by greg.bloom@gmail.com
Categories: Annual Reporting | Leave a comment

The Most Important Canvassing Story Ever

It was the first moment of my first day in the field when it happened.

I was in Chelsea.

He wasn’t the very first person to cross my path, as I had been standing there for a couple of minutes, off to the side, just sort of watching the people walk down the sidewalk, mustering up the nerve to greet total strangers and wheedle them into giving me money.

Hi, do you want to help beat George Bush?

That was the start of our ‘rap.’ A tight script composed to get straight to the point where we would put a clipboard in a person’s hand, get them to sign a ‘pledge’ of support, and then get them to sign a check (or cash or card!).

I’d received a half-day of training on reciting that rap and gaming the responses, and another half-day of observation. And now here I was, in Chelsea, facing a brisk stream of pedestrians.

So once I felt like my nerve had been mustered, I stepped into the position we’d been trained on – legs hip-width apart, leaning slightly forward, arms out in a welcoming arc – held out my hand, took a big breath, and then looked to make eye contact with the next soul coming my way…

And my ‘Hi!’ got snagged.
My mouth hung agape.
Wait…
Is that…?

He was shorter than I’d have imagined (but then, I reasoned, that’s the one thing everyone says about him). And he was surprisingly grey under his baseball cap (which I think might actually have been the Mets). But yeah: this was a face I saw four days out of seven in a week. It was him! By the time I’d processed all of this, he was already passing to my left; he was way past the zone (three to ten feet in front) in which you can effectively hail someone and expect a response. I half-turned, dumbfounded. He was gone.

I’d missed my chance to canvass Jon Stewart. Continue Reading →

10. August 2015 by greg.bloom@gmail.com
Categories: Stories | Tags: , , | Leave a comment

Grandma Alice

My grandma had cancer for many years, yet it never really got to her. They only ever found a secondary cancer, about a decade ago, and they promptly got rid of it, but the primary cancer remained an unsolved mystery. This much landed her in medical textbooks.

I actually think Grandma was ready to go since that time of that secondary cancer. At least. She kept up some pretty good spirits, I think mostly for the purpose of greeting her grandkids.

I mean, it wasn’t *just* us; she had quite a lot of friends. She had even partnered up again, with a quiet, stern fellow named Sam who traveled around with her and regarded us kids with resigned bemusement. (Sam’s kids traveled a ways to attend Grandma’s funeral; it was the first time I’d met them. I told them how we’d come to love Sam too as part of the fam — this had surprised us, though I didn’t mention that. They held my hand and told me, ’She made him a better man.’)

But we all knew: Alice was ready to move on. She was ready to see her Danny.

HBD, Grandma. RIP. Thank you for waiting so patiently to get back with Grandpa.

A photo posted by Gregory Jay Bloom (@nonphotobloom) on

Everyone says they were just the most wonderful couple — they’d fallen in love at first sight, after which Alice and Danny became the axle of two sprawling families. My grandfather left us 30 years ago, not long at all after they’d retired down to Florida.

“I’m not afraid of dying,” she’d say to us. “I’m just afraid my Danny won’t recognize me when I get there.” Continue Reading →

19. July 2015 by greg.bloom@gmail.com
Categories: Stories | Tags: | Leave a comment

Drawing APIs: evolving our visual vocabulary

About a year ago, I posted over at the Sunlight Foundation’s blog about a facilitation tool with which I had been experimenting:

I find that it’s harder than it should be to have focused and effective conversations with non-technical people about open data, in large part because one of the key concepts involved is often described by an acronym (API), which itself abbreviates a phrase (‘application programming interface’) that is utterly ambiguous. This is the kind of problem that might only get worse when more words are thrown at it. …

So, I conducted an experiment at TransparencyCamp, and it turned out pretty well! The experiment was called “Draw An API,” and the instructions were:

  • Someone describes what an API is.
  • People draw what they think they’re hearing.
  • Everyone discusses the results.

The results of this experiment were great! Continue Reading →

23. June 2015 by greg.bloom@gmail.com
Categories: Community Resource Data | 1 comment

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